Redditor Wonders Whether They're Wrong For Keeping Money After Selling Family Home With Debts And Foreclosure

Leona Martinez
Jan 01, 2024
Jan 02, 2024

Dealing with HOA debt is tough for families and can cause big money problems. It gets even harder when a family owns a property together, leading to arguments about who's responsible for what. This puts a lot of pressure on family relationships, making it tough to make important decisions.

One big issue with HOA debt is the risk of losing the property through foreclosure. If HOA fees aren't paid, legal action can be taken, putting the property and the family's investment at risk. Families might have to make tough choices to keep their homes.

OP's story shows how tricky this can be. After OP's grandparents helped her mom buy a house, things got complicated when OP wanted ownership in 2016. It took until 2021 for OP to finally get ownership. Even after using personal money to fix up the house, there were still unpaid HOA fees and a risk of losing the property.

Selling the house for $30k didn't make things better. It led to more problems in the family. On top of that, OP's mom wanted $11k, and lawyers talked about suing for the whole $56k debt. OP is now questioning their role in the middle of all these family problems.

Redditor Wonders Whether They're Wrong For Keeping Money

Source: washingtonpost.com (not the actual photo)

OP's grandparents helped their mother get a house years ago. When the OP moved in, they found unpaid HOA fees

Source: Southern-Thickness84

OP sold the house for $30k, and their mother demanded $11k for a past mortgage payment

Source: Southern-Thickness84

OP grapples with growing family conflict

Source: Southern-Thickness84

The OP is not in the wrong for keeping the $30k after cleaning up their family's financial mess

Source: Secure-Security3184

Selling the house was the best decision to avoid potential entitlement issues from family

Source: Southern-Thickness84

Consider whether to counter-sue

Source: UpperClick480

OP owned and sold the house

Source: wanderleywagon5678

Ignore family negativity, focus on your happiness

Source: LongNectarine3

Cut off the mooching family members

Source: pierogi_daddy

"Their pettiness did not stop"

Source: Scorpio_Queen16

OP had no legal right to sell the house since it was sold to their sister

Source: throw05282021

The house was given to the OP without knowledge of the deb

Source: Southern-Thickness84

They're not attempting to sue their family; instead, their family is trying to sue them for $11k

Source: Southern-Thickness84

Ever dealt with HOA debt or family property issues? Tell us your thoughts and experiences! Share your insights below, and your tips could really help others going through similar situations.

Redditor Wonders Whether They're Wrong For Keeping Money After Selling Family Home With Debts And Foreclosure

OP's grandparents helped their mother get a house years ago. When the OP moved in, they found unpaid HOA fees

OP sold the house for $30k, and their mother demanded $11k for a past mortgage payment

OP grapples with growing family conflict

The OP is not in the wrong for keeping the $30k after cleaning up their family's financial mess

Selling the house was the best decision to avoid potential entitlement issues from family

Consider whether to counter-sue

OP owned and sold the house

Ignore family negativity, focus on your happiness

Cut off the mooching family members

"Their pettiness did not stop"

OP had no legal right to sell the house since it was sold to their sister

The house was given to the OP without knowledge of the deb

They're not attempting to sue their family; instead, their family is trying to sue them for $11k

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