Man Traps Bank For 260 Years After They Denied To Let Him Close Am Account With A $1.31 Balance For Free

Leona Martinez
Dec 14, 2023
Dec 14, 2023

In this article, we will share with you a funny money story. The story is about this guy's battle with a hometown bank in Pennsylvania.

After moving to Michigan, the OP tried to close a nearly empty account but got stuck with a pesky inactivity fee threat. Not giving in, the OP came up with a smart move: he withdrew just one penny during a recent visit to the bank.

This not only saved him from the fee but also got a puzzled look from the bank person. Moreover, this one penny has kept the account active for another 260 years.

If you're chuckling and wondering how a tiny coin can outsmart a bank, stick around for more details on the OP's crafty money move and his amusing run-in with the bank staff.

Let's dig into the details:

Source: Creepy-Analyst

The OP completely forgot about the bank account until the bank sent him a notification

Source: Creepy-Analyst

OP's plan will last for a really long time, and he won't have to pay any fees

Source: Creepy-Analyst

This commenter shares a similar story

Source: cspinelive

Paying off the loan early may inconvenience them, as it means they miss out on extra interest and profits.

Source: Teknikal_Domain

The commenter shares their experience of initially intending to buy a new vehicle outright but opting for financing due to attractive discounts

Source: GoblinEngineer

This commenter suggests a playful way to counter inactivity fees on a bank account

Source: RedTedBedLed

The OP humorously laments not having enough beard experience to mentor someone

Source: Creepy-Analyst

Genius!

Source: boRp_abc

Why is it difficult for customers to close accounts?

Source: Pennyfeather46

Commenter suggests a cheeky solution to avoid inactivity fees by continuously withdrawing and depositing the same penny,

Source: Disastrous-Shoe-6780

This commenter suggests

Source: Reddit User

Another user shares a similar experience

Source: Llunedd

The commenter advises

Source: djasonpenney

Ever had funny or weird moments with banks? What do you think about the stories here, like the clever ways people dealt with banking issues? Share your own experiences or thoughts – we're all ears!

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