Dealing with HOA debt is tough for families and can cause big money problems. It gets even harder when a family owns a property together, leading to arguments about who's responsible for what. This puts a lot of pressure on family relationships, making it tough to make important decisions.
One big issue with HOA debt is the risk of losing the property through foreclosure. If HOA fees aren't paid, legal action can be taken, putting the property and the family's investment at risk. Families might have to make tough choices to keep their homes.
OP's story shows how tricky this can be. After OP's grandparents helped her mom buy a house, things got complicated when OP wanted ownership in 2016. It took until 2021 for OP to finally get ownership. Even after using personal money to fix up the house, there were still unpaid HOA fees and a risk of losing the property.
Selling the house for $30k didn't make things better. It led to more problems in the family. On top of that, OP's mom wanted $11k, and lawyers talked about suing for the whole $56k debt. OP is now questioning their role in the middle of all these family problems.
Source: washingtonpost.com (not the actual photo)
OP's grandparents helped their mother get a house years ago. When the OP moved in, they found unpaid HOA fees
Source: Southern-Thickness84
OP sold the house for $30k, and their mother demanded $11k for a past mortgage payment
Source: Southern-Thickness84
OP grapples with growing family conflict
Source: Southern-Thickness84
The OP is not in the wrong for keeping the $30k after cleaning up their family's financial mess
Source: Secure-Security3184
Selling the house was the best decision to avoid potential entitlement issues from family
Source: Southern-Thickness84
Consider whether to counter-sue
Source: UpperClick480
OP owned and sold the house
Source: wanderleywagon5678
Ignore family negativity, focus on your happiness
Source: LongNectarine3
Cut off the mooching family members
Source: pierogi_daddy
"Their pettiness did not stop"
Source: Scorpio_Queen16
OP had no legal right to sell the house since it was sold to their sister
Source: throw05282021
The house was given to the OP without knowledge of the deb
Source: Southern-Thickness84
They're not attempting to sue their family; instead, their family is trying to sue them for $11k
Source: Southern-Thickness84
Ever dealt with HOA debt or family property issues? Tell us your thoughts and experiences! Share your insights below, and your tips could really help others going through similar situations.